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| Personal Finance |
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Long term care insurance policies have an important component called a benefit period which greatly affects premium costs. This article discusses what I call "Short and Fat vs. Long and Skinny LTC Policies".(read
entire article)
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When your finances don't add up you need to take action if you want to avoid stressful debt. Getting your personal budget right is the first step.(read
entire article)
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New laws have made 529 College Savings Plans better than
ever. For years I hardly ever recommended them to clients.
Now with the new laws, they enter nearly all planning
conversations with clients who are concerned parents
or grandparents.(read
entire article)
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A current or checking account is at the center of modern personal finance - the days of cash under the bed are long gone. Find out what to look for when applying for a new account.(read
entire article)
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Everyone wants to make the most of their money, and a savings account is a safe way to earn interest without the risks involved in other forms of investment. What should you be looking for in a good account?(read
entire article)
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Offset bank accounts work on a completely different principle to traditional banking arrangements. What are the benefits, and who do they suit?(read
entire article)
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Think twice before you accept an offer to open a credit card at a retail store. The 20% off your first purchase isn't worth the hundreds or thousands of dollars it will cost you in the long run.(read
entire article)
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It's always prudent to put some money aside for a rainy day, and it's important to make that money work hard for you. Find out how to choose the best bank accounts to save in.(read
entire article)
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More and more people are suffering from a fear of personal finance, which can have a devastating effect on their lives. What is financial phobia, and what causes it?(read
entire article)
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While swiping the credit card is a very effective way to pay without using any type of paper money, it has led many people into a debt trap. Read this article to find out how much your credit cards actually cost you.(read
entire article)
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